California Chapter 7 Bankruptcy Information

Serving residents San Francisco, San Mateo, Alameda and Contra Costa Counties

Offering Personal Attention and a Positive Approach to Debt Relief

What Is California Chapter 7 Bankruptcy?

California Chapter 7 Bankruptcy is a federal law which allows individuals and families who are experiencing financial difficulties to discharge, or wipe out, their debts and start over. Most credit card debt, lines of credit, bank loans, medical bills, and past due accounts are discharged in chapter 7 bankruptcy. Congress calls this the "fresh start" approach to financial recovery.

California Chapter 7 Bankruptcy offers protection from harassing creditors. It stops creditors from garnishing wages and attaching bank accounts. You are protected from all collection efforts by your creditors beginning the moment you file for protection under California bankruptcy law.

Chapter 7 allows you to keep your personal and real property, within limits. The vast majority of those who file California Chapter 7 bankruptcy keep all of their property. You are allowed to keep your vehicle, house, bank accounts and retirement plans.

Secured debt, such as an automobile loan, may not be discharged. However, the auto loan may be "reaffirmed" to allow you to keep the auto.

California Chapter 7 Bankruptcy is an affordable, honest alternative to your financial problems. To learn more, please visit our California Bankruptcy Law Overview.

THERE IS HELP AVAILABLE TO YOU. If you are considering filing bankruptcy under California Chapter 7 bankruptcy, you are invited to make an appointment for a free consultation at the Bankruptcy Law Center of Thomas R. Burns. Contact our experienced San Francisco bankruptcy lawyer today. Offering California bankruptcy services to residents of San Francisco, San Mateo, Alameda and Contra Costa Counties.

ASSISTING WITH BANKRUPTCY RELIEF THROUGHOUT THE BAY AREA

Bankruptcy Law Center of Thomas R. Burns,
California Chapter 7 Bankruptcy

703 Market Street
Suite 1109
San Francisco, CA 94103
Phone: (415) 543-9900
Email: tom@tburnslaw.com

The Bay Area Bankruptcy Law Firm of Thomas R. Burns serves San Francisco, CA, and Alameda, Contra Costa, San Mateo, and San Francisco Counties including San Mateo, Redwood City, Oakland, Hayward, Castro Valley, Berkeley, Richmond, Walnut Creek, Concord, Martinez, San Bruno, Daly City, Millbrae, Emeryville, Cerrito, Foster City, and Hillsborough.